September Goal Update

Welcome to the monthly goal update series. At the end of each month, I’ll write a wrap-up post on how I am tracking with my goals. I know the only person interested in this much detail about my life is my grandmother, however science says that you are more likely to achieve something if you have to share your progress publically, and who am I to question science?

September in a nutshell

September saw a good balance of family, friends and relaxing time with Mr. B. We attending an engagement party, watched the Matilda’s vs Brazil game with friends and had a weekend away to ourselves. We also convinced one of our dear friends that a walk around the river was a better catch up than ‘coffee’ (which neither of us even drink!) so that was a win in my books.

The goal review – Read more about my original goals here.

1. Get at least 8 hours of sleep per night 

Tick – I’d say 9 hours was my average this month and with the sun coming up earlier now it is easier to wake up refreshed and happy.

2. Do more physical activity

Spring soccer is officially underway and has been a lot of fun!! We are actually pretty average and have only won 1 game so far, but it is a good run around for 40 minutes each week. I try to fit in a bit of exercise on the weekends where possible. September is sunny and warm so Mr. B and I have been on a few weekend walks to soak up the Spring sunshine.

3. Find a way to ‘give’ each month 

In September I supported a friend who was taking part in ‘Steptember’. The idea is to take 10,000 steps a day for 28 days straight. Every dollar you raise helps people with cerebral palsy—a condition that affects movement. I work with people regularly that are affected by cerebral palsy and have a friend who has also been diagnosed with the condition. I know how much money for research and support can help people to get on with living a fulfilling life so I am more than happy to contribute where I can.

4. Increase my savings rate by 1% each month   

The goal for August was 56% and I reached an all-time high of 60! Keeping in line with my original goal for September would mean I should have saved 57% of my take home pay. Unfortunately due to a higher than expected tax bill (explained more in the August Update) my savings rate will now be sitting at around 48% for the rest of the year – unless something changes.

I have restructured how I calculate and use my side hustle income and have been trying to save closer to 100% of that ‘unexpected’ money and live off a very lean budget. I was close to achieving this, however it will need a bit more work to completely change these habits.

During October I will try to come up with a rejigged plan to see me through to the end of the year. let’s see if I can get this savings rate back up and finish the year with a celebration 🙂

5. Learn as much as I can about blogging and update this blog at least once per week

I forgot to post on the last Friday of September – whoops!  it was a super busy week at work and I was so busy actually doing my job that it completely slipped my mind to write a post as I had nothing scheduled.  I could have pumped out an average post on Friday night, however, decided to let that one go. I’d rather quality than quantity here and I know I have some great posts coming up in October and beyond.

September also saw my second guest post from Josh at Faith Family Finance. Josh shares his story and strategies for how he paid off debt while keeping a balanced family life with his wife and 3 children. Read more here.

I have another guest post lined up in October and will start a new series in November where I will interview small business owners that offer products or services that may help our readers to achieve a better work, life and fun balance. We hope through this series you find some awesome new products/services to consider helping you live a happier and more fulfilled life.

If you know an awesome small business that I should interview in the new series or you are interested in sharing a guest post with AAB readers contact me here.

That’s a wrap for September!

Did you set goals for 2017? How are you tracking? What have been your major hurdles and how did you get back on track?